University of Houston-Victoria

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Health Insurance

All non-immigrant F-1 and J-1 student visa holders who are enrolled in any amount of credit hours are required by the University of Houston-Victoria to carry health insurance. 

Students are given the option to apply for a health insurance waiver before the start date listed on their immigration document, as long as the students meet the UH System Health Insurance Waiver Criteria. If students fail to submit the waiver or wish to receive the University provided health insurance will be automatically charged to your account.

UHV Student Health Insurance Plan

Students who hold an F-1/J-1student visa are required to have basic medical/hospitalization health insurance coverage either by enrolling in the university-endorsed plan or by providing evidence of their own acceptable insurance.

    • The student is sponsored by the U.S. government, the government of the student’s home country is recognized by the U.S. or by certain international, government-sponsored or non-governmental organizations, if the sponsor has provided a plan equivalent to the student health insurance plan or a letter guaranteeing payment of all health care expenses.
    • The student is enrolled in an employer-provided group health plan which is equivalent to the student health insurance plan.

 F-1/J-1 students must have an insurance plan with the following coverage:

  • Repatriation coverage - a benefit which provides payment in the event of death, for preparation and transportation of the remains to the student's home country.

  • Medical Evacuation coverage - a benefit which provides for transportation to the student's home country in the event of serious medical illness which requires extensive medical care.

  • Minimum Plan Benefit coverage - a package of health insurance benefits, subject to reasonable deductible amounts and co-pays with: 

    • Medical evacuation coverage amount is no less than $50,000.
    • Repatriation coverage amount is no less than $25,000.
    • Medical/preventative care benefits equivalent to the UHS-endorsed Student Health Insurance Plan with no annual limits.
    • Contains no exclusions for pre-existing conditions.
    • Imposes no provisions for co-insurance that exceed 25% of the covered benefits.

International students that are subject to this policy must have health and medical evacuation/repatriation coverage that meet or exceed the following SHIP coverage period:

  • Fall:  August 1st – December 31st
  • Spring/Summer:  January 1st – August 31st
  • Summer Only: June 1st – August 31st

International “J” Student Visa Holders must have a policy whose deductible does not exceed $500 annually.

International “F” Student Visa Holders must have a policy whose deductible does not exceed $1,500 (individual)/$3,000 (family) annually.

Individual plans, travel plans, or plans that require individuals to pay for treatment before being reimbursed will NOT be accepted for waiver approval.

Cost amount of the university approved student health insurance plan for the current semester is posted on the International Student Expenses web page.   Health insurance provided by the university is activated on the first day of class beginning the semester, and ends on the day before the next fall or spring term begins.  The purpose of this requirement is to provide reasonable assurance that international students will have the financial means to reside within the U.S. during their course of study in the event of an unexpected illness or accident. 

Students need to have someone in the United States (or outside the country who speak English) to contact in case of emergency situations.  This contact information is provided by students at the orientation session and scanned into the student's file upon enrollment.  It is also import for students to make sure their dependents have adequate health insurance coverage.  Dependents are not included in the student health care plans offered by UHV.

Health Insurance for Athletes

 All F-1 and J-1 international atheltes must have the university recommended health insurance through PGH Global Students must have insurance from August 1st 2018 to May 31st 2019. The estimated cost for 10-months is $1680 (under 24 years of age).  


Health Insurance Waiver Criteria, Instructions and Deadlines

 If your alternate coverage meets the above minimum requirements, use the link below to submit electronic copies of the following documents with your online waiver request:

  • A scanned copy of the front and back of your health insurance ID card indicating the student as a covered member.
  • A scanned copy of your complete policy, including coverage amounts, exclusions, and limitations in English using US dollars.
  • A scanned copy of your medical evacuation and repatriation coverage (if you have this coverage).
  • Submittal of health insurance waiver will not automatically grant the waiver. 

Online Waiver Submittal

Fall 2018 Waiver Period: August 1, 2018 – September 6, 2018
Notification of acceptance or rejection of this request will be sent to your University email within seven business days. Late submissions will not be accepted.

Insurance Refunds
If you are a F-1 or J-1 student departing the U.S. after spring or graduating in spring and no longer plans to live in the U.S. using Optional Practical Training (OPT), you are not eligible to receive the summer refund. This is ONLY for those students who completed the Spring and Summer payment of $1533. If you meet the above requirements, you must provide a copy of the flight out of the U.S. and complete the Insurance Refund Form. Please note: If you are a returning international student who wish to apply for the refund for the summer, you will not have insurance until September 1st. The Spring and Summer coverage is from January 1st to August 31st.