University of Houston-Victoria

Financial Aid


Student Loans

A student loan is borrowed funds designed to help students pay for tuition, books, and living expenses. Student Loans must be repaid with interest.

Usually, student loans will have a substantially lower interest rate and the repayment schedule may be deferred while the student is in higher education.

Responsible Borrowing

The average Class of 2015 graduates with student-loan debt has to pay back some $35,051, according to an analysis of government data by Mark Kantrowitz, publisher at Edvisors, a group of web sites about planning and paying for college. Students and families are paying for a greater portion of the college expenses through loans than ever before. Therefore, it's important that all loan borrowers be aware of their responsibilities.

Are you thinking about taking out a federal student loan to help pay for college or career school? Check out this video to learn about your responsibilities as a borrower and what you should consider when taking out loans for college. Visit for more info.

General Loan Information

Federal Loans

Alternative Loans

Loan and Grant Counseling

Related Links

myeddebt - This site will provide you with accurate information and assistance to help resolve defaulted loans or grants assigned to the Department’s Default Resolution Group

Loan Consolidation

Trellis Company - Formerly Texas Guaranteed Student Loan Corporation
800-845-6267 or
Federal Stafford Loan Information, Borrower Loan Inquiry

Texas Higher Education Coordinating Board
OR – State Grant, Scholarship and Loan information

National Student Loan Data System
U.S. Department of Education's central database for student aid

Federal Direct Consolidation