University of Houston-Victoria

Department with Video

Student Loans

A student loan is borrowed funds designed to help students pay for tuition, books, and living expenses. Student Loans must be repaid with interest.

Usually, student loans will have a substantially lower interest rate and the repayment schedule may be deferred while the student is in higher education.

Responsible Borrowing

The average Class of 2015 graduates with student-loan debt has to pay back some $35,051, according to an analysis of government data by Mark Kantrowitz, publisher at Edvisors, a group of web sites about planning and paying for college. Students and families are paying for a greater portion of the college expenses through loans than ever before. Therefore, it's important that all loan borrowers be aware of their responsibilities.

Are you thinking about taking out a federal student loan to help pay for college or career school? Check out this video to learn about your responsibilities as a borrower and what you should consider when taking out loans for college. Visit for more info.

General Loan Information

Federal Loans

Alternative Loans

Loan and Grant Counseling

Related Links

This site will provide you with accurate information and assistance to help resolve defaulted loans or grants assigned to the Department’s Default Resolution Group

Loan Consolidation

Texas Guaranteed Student Loan Corporation
800-845-6267 or
Federal Stafford Loan Information, Borrower Loan Inquiry

Texas Higher Education Coordinating Board
OR – State Grant, Scholarship and Loan information

National Student Loan Data System
U.S. Department of Education's central database for student aid

Federal Direct Consolidation